Temporary Disability After A Work Accident.

Temporary disability benefits provide financial support to employees who suffer work-related injuries or illnesses that temporarily prevent them from performing their duties. You can only receive two-thirds of the gross (pre-tax) wages lost during a job injury. But you cannot receive more than the maximum weekly amount set by law.

The worker guidebook outlines two primary types of temporary disability benefits:

• Temporary total disability (TTD) benefits: These benefits are for workers who cannot perform their duties due to work-related injuries or illnesses. During this time, the worker receives compensation to replace a portion of their lost wages. Temporary total disability (TTD) benefits are temporary and stop once the injured worker has recovered enough to return to work or reaches maximum medical improvement. In addition to wage replacement, temporary total disability (TTD) benefits may also cover medical expenses related to treating a work-related injury or illness.

• Temporary partial disability (TPD) benefits: They are intended for workers who can still perform some of their job duties despite their work-related injury or illness but at a reduced capacity. The amount of temporary partial disability (TPD) benefits received is determined based on the extent of the worker’s impairment and the difference between their pre-injury wages and their current earning capacity.

Like TTD benefits,  TPD benefits are temporary and cease once the worker has sufficiently recovered to return to their full earning capacity or reaches maximum medical improvement.