When a workplace accident results in an amputation

An accident at your job can lead to an amputation which can significantly affect the direction and trajectory of your career. It may be physically impossible to discharge your usual duties after losing a limb, and you might require long-term medical care and some lifestyle modifications.

Without a job or the ability to work, compensation can go a long way in helping you recover and adjust to a new lease on life. Here is what you need to know.

You may be entitled to workers’ compensation benefits

You can claim several benefits under the workers’ compensation scheme in California. They include:

• Lost wages

• Medical benefits

• Travel reimbursements

• Long-term care 

Your disability rating, or the severity of your amputation, will determine the amount of compensation due to you. For instance, if your amputation results in permanent total disability, such as losing your hands, you may be eligible for a monthly pension for the rest of your life.

Amputations that result in partial disability are also compensable under workers’ compensation. You may recover compensation as you recuperate from such an amputation. Your benefits and how long they will last depend on your disability rating.

Get the necessary help in the claims process

While you may be entitled to compensation, it is crucial to do everything right. Report your accident on time and avoid making any mistakes in the paperwork. Otherwise, your benefits may be delayed or even denied.

It may be advisable to get the appropriate assistance if you have suffered a life-changing accident at work. For example, you may not agree with the disability rating, which is crucial in determining your benefits. In such a case, you need to understand your legal options and what you can do to protect your interests.