Possible Class Action Over US Bank MasterCard Debit Gift Card
The Class Action lawyers at Hiden, Rott & Oertle, LLP are conducting an investigation into U.S. Bank due to numerous consumer complaints in California, to include San Diego for alleged fraudulent business acts and misleading & deceptive advertising over their MasterCard Debit Gift Card.
Prior to purchasing one of these debit gift cards, were you aware that you or your intended recipient would be unable to withdraw any cash from this card?
The debit gift card packaging states it is a Debit MasterCard and “Use it anywhere Debit MasterCard cards are accepted”.
The debit gift card packaging fails to state any language disclosing to consumers that “Your Gift Card cannot be used for any cash advances”.
One California consumer reports, her son was at the grocery store checkout line to use one of these cards and when prompted by the payment card reader as to whether he wanted “cash back”, he chose to receive $20.00 cash back, only to have the transaction denied.
Unlike U.S. Bank’s® online statement, “Gift Giver can give a gift that is exactly what the recipient wants” (www.usbankmyaccount.com); “Gift Giver can give a gift that is exactly what the recipient wants”; “Recipient can choose where they want to use the card” (www.usbankmyaccount.com); or “Welcome everywhere Visa debit cards are accepted in the United States” (www.usbank.com/prepaid/gift-card.html), this California consumer’s son did not get what he wanted; could not choose where he wanted to use the card; and was certainly not welcomed, despite sufficient funds remaining on the debit gift card.
Source: Merriam-Wester.com, “Debit Card” A debit card is defined as “a card like a credit card by which money may be withdrawn or the cost of purchases paid directly from the holder’s bank account without the payment of interest.”
If you or someone you know has purchased a U.S. Bank MasterCard (or Visa) Debit gift card, please contact us to discuss your legal options, without charge or any obligation on your part.