Uber and other rideshare services like it are doing booming business in California, and for good reason. Uber connects people who need a ride with people willing to drive them where they need to go, all via a mobile-friendly app and at lesser cost than most cabs. Uber seems to only be getting bigger, with thousands of registered drivers throughout the Golden State and a huge following of riders who exclusively use Uber to get around. Still, Uber drivers are drivers like you and me, prone to the same types of mistakes and negligence on the road as anyone else. Given the influx of Uber riders and drivers, it’s no shock that there are an increasing number of Uber accidents in California, often leaving riders, drivers and other people on the road with injuries.
If you were involved in an Uber accident, or you were driving for Uber and injured while on the job, count on Hiden, Rott & Oertle LLP and their team of Palm Springs Uber accident attorneys to help you get the compensation you deserve.
Who Pays in an Uber Accident?
There are a number of factors in play when it comes to who is held liable in an Uber accident. Uber’s insurance policy provides contingent coverage when its drivers log into the Uber app but have not yet accepted a rider. Typically, the minimum required coverage is afforded for this contingent period, which his $50,000/$100,000 per person/incident. Once a driver accepts and/or picks up an Uber passenger, then the level of Uber-provided coverage rises to $100 million.
Because of the confusing language of Uber’s insurance policy, you may have less coverage if you actually hailed an Uber driver as opposed to using the app to ask for a ride or if you are a passenger who was picked up without the driver being logged on to the app. Due to the complex nature of Uber’s policy and the difficulty in determining who to hold liable, a Palm Springs Uber attorney is a necessary force when navigating an Uber claim.
Things get trickier still if you are in another car that’s involved in an Uber-related accident. Whether or not the app has been turned on and whether or not the driver had accepted or was carrying a rider determines if Uber insurance or the driver’s own policy comes into play, assuming that the Uber driver was at fault. In the event that the Uber driver’s or Uber’s own policy is not sufficient enough to cover your damages, you can also turn to any underinsured motorist coverage you may have on your own vehicle.
Regardless of who is at fault, an Uber accident, like a standard passenger car accident, requires serious representation to ensure that you get the maximum payout for your claim. Schedule a no-cost consultation today with Hiden, Rott & Oertle LLP. Our Palm Springs Uber accident attorney can review the specific of your case and ensure that you receive the compensation to which you are entitled.