The ridesharing service Uber has become super popular in Chula Vista in recent years, and it’s not hard to see why. Uber offers a service people need – transportation from Point A to Point B—often at rates that are much lower than the standard cab fare. Using an app, users are able to find an Uber ride and schedule a pick-up all from their smartphones or other devices, making the whole process simple and quick. Thousands of Uber rides go off every day around the country without a hitch, but that’s not always the case. With the uptick in the number of registered Uber drivers comes an uptick in the number of Uber-involved accidents.
If you need a Chula Vista Uber accident attorney, Hiden, Rott & Oertle LLP are forging the way for accident victims who have been injured due to an Uber driver’s poor judgment or reckless actions. Uber accidents can be complex to litigate, so partnering with an attorney who has experience with ridesharing accidents is a smart move when you’re ready to make an Uber claim.
Who pays for your injuries if you’re involved in an Uber accident depends on several different scenarios, including whether or not the driver is logged in to Uber’s app, whether or not the driver has accepted a rider, and whether you contacted the driver through the app.
Uber provides contingent insurance coverage to all its drivers that kicks in the minute that they log in to Uber’s app. The amount of the policy varies, though, depending on whether the driver has accepted a rider; up until that point, the policy limits are $50,000 per person and $100,000 per incident. Once a rider is confirmed, then the policy limits balloon to $1 million. Moreover, if the rider flagged the Uber down from the street without scheduling the pick-up from the app, Uber’s coverage may not pay at all. Regardless, if the driver is not logged into the app, then his personal vehicle insurance will be responsible for handling any liable claims. And of course, if the Uber driver is not at fault and the accident is caused by a third-party, then that driver’s insurance would be called upon to pay for any damages.
Liability gets trickier still if you are not the person riding or driving the Uber. If you are involved in an accident with an Uber vehicle and it is the fault of the Uber driver, then whether or not Uber pays also depends, again, on the status of the driver and whether he is logged in or not and whether or not he has accepted a rider. This applies to both passengers in other non-Uber cars as well as pedestrians on the street. If the Uber driver is not logged in, then his personal insurance will be held to account for your damages.
Complex Cases Require Knowledgeable Representation
As you can see, Uber accidents are nothing if not complex, and the whole Uber claims process is likely to evolve in the months and years to come. Because of this complexity, it is vital that those injured in Uber-related accidents seek out the services of competent attorneys who have some experience dealing with what is, for all intents and purposes, a new genre of personal injury accident law. Hiden, Rott & Oertle LLP and our Chula Vista Uber accident attorney can answer any questions you have about Uber and personal injury claims related to Uber accidents. Schedule your no-cost consultation now.